The Average Investor Has to Wait Decades to Retire

Editor’s Note: Today, we’re sharing an insight from colleague Teeka Tiwari. As Teeka shows below, the dream of a comfortable retirement is slipping away from many people. And as Teeka says, if we’re looking for the culprit, we can look no further than America’s Federal Reserve.

Read on to see what Teeka believes is the best way for average investors to get their retirement back on track.

And we encourage subscribers to join Teeka next Wednesday at 8 p.m. ET for his special “Retirement Recaptured” briefing. Learn more right here.

By Teeka Tiwari, editor, Palm Beach Daily

Not so long ago, retiring with a comfortable nest egg took some time, but it wasn’t impossible.

That’s because from the late 1960s to 2007, the average interest paid on a 10-year government bond was 7%.

If you worked hard, put money away in a bond portfolio, and reinvested your interest, $100,000 in bonds would become worth $750,000 in 30 years. By the 30th year, you’d have earned a comfortable $52,500 per year.

Not champagne and caviar money… But certainly enough to have a dignified retirement.

That ended when the Federal Reserve decided to wage a “war” against declining stock prices during the 2008 Financial Crisis.

In its frantic efforts to save the stock market, the Fed cut interest rates to near zero. Then, it printed $3.6 trillion in new cash to buy back distressed bonds from its banker buddies.

This was not a victimless crime.

You – the American saver and future retiree – got screwed.

How? Remember how $750,000 in bonds would give you $52,500 a year in income?

Even with the Fed raising interest rates to tame inflation… instead of making $52,500 in annual income, you’ll now make about $30,750.

So you’d now need $1.9 million in bonds to equal what $750,000 in bonds would’ve paid you in 2008.

But the Fed is a recidivist.

In April 2020, it slashed rates from a measly 1.50% back down to 0.0% to “rescue” the country from the COVID-19 pandemic. Meanwhile, the government and the Federal Reserve pumped another $9 trillion into the economy.

The result: Sky-high inflation.

Since September 2021, prices are up an average of 8.2%. Meanwhile, the stock and bond markets are down 23% and 16% since the start of the year.

Friends, the deck has been stacked against the average American for decades… and the Fed is making things worse.

And don’t expect Wall Street to bail you out, either. Their advice will keep you on the treadmill to nowhere for decades – especially in today’s inflationary environment.

If you want to claw back the profits and income that rightfully belong to you in a fraction of the time, without putting your current lifestyle at risk – you need to understand why Wall Street keeps you on the treadmill in the first place.

How Wall Street Delays Your Retirement by Decades

For most people today, the promise of a “dream retirement” has been nothing but a big lie told by Wall Street. The average American just can’t save enough money to get a decent income on their investments anymore.

Wall Street knows this… It’s all part of their great retirement lie that has you shoveling hundreds of thousands of your hard-earned dollars into their expensive financial products.

According to estimates, Wall Street makes $17 billion a year in fees keeping you wrapped up in its buy-and-hold lie.

They tell you, “Keep your money invested with us for 30–40 years, and someday you’ll get financial freedom.”

Here’s the truth: They don’t want you to be financially independent. They want to hold onto your money for as long as possible to milk fees out of you for the next 20–50 years.

It’s an amazing deal for them and a lousy one for you… That’s why I’ve been looking for a way to help you buy back your life.

Don’t Let Wall Street Delay Your Retirement by Decades

Every so often, a rare “Anomaly Window” opens up, allowing investors to bring forward 30 years or more of stock market gains.

And right now, we’re on the edge of an Anomaly Window that only comes around once every four years…

It only lasts 30 days. But within those 30 days, blue-chip stocks can return decades of market gains in a brief period.

I’m talking about blue-chip stocks like Coca-Cola, Whirlpool, and Caterpillar making gains of 1,050%, 1,174%, and 1,700%, respectively – all in 30 days or less…

Those are real Anomaly Window returns.

I can think of no other strategy where you can consistently make three decades of returns from safe stocks in just four weeks.

Now, because Anomaly Windows don’t last long – usually just 30 days – I’m holding an urgent event on Wednesday, October 26, at 8 p.m. ET to tell you all about it.

It’s called Retirement Recaptured: 30 Years of Wealth in the Next 30 Days.

Join me on Wednesday, October 26, at 8 p.m. ET, and you’ll learn how to potentially recapture 30 years of wealth in the next 30 days.

I’ll even reveal the names of my top 3 stocks to target over the next 30 days for maximum potential gains.

You can RSVP for my free event right here… But remember, the Anomaly Window won’t be open long.

So join me next Wednesday, October 26, at 8 p.m. ET… This event is free to attend, but you must reserve your spot as soon as possible.

Don’t let Wall Street get in the way of the retirement you’ve always dreamed of…

That’s why I want you to meet with me next Wednesday October 26, at 8 p.m. ET to learn how the Anomaly Window strategy could make you 30 years of market returns in the next 30 days.

Let the Game Come to You!

Teeka Tiwari
Editor, Palm Beach Daily

P.S. As I mentioned above, everyone that joins me will get the names of my top three stocks to target over the next 30 days… but that’s not all.

You’ll also receive access to my Q&A session after the event… at no cost to you.

Click here to reserve your spot and learn more.